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This includes Visa, Master Card and American Express.

Nearly 90 per cent of Canadians have at least one credit card.

Welcome to WESTconsin Young Alex Capra is just getting started in cosmetology school, and the WESTconsin Credit Union account that his dad, Richard, opened for him when he was just a toddler paid off in a big way when it came time to find reliable transportation to and from school.

If you’re using the card to make larger purchases that you can’t pay off all at once, then you need a card with a low annual interest rate and no fees, and possibly cash-back rewards that can help pay off your outstanding balance.

If you have existing debt that you need to get under control, you could transfer that debt to a card that offers a low interest rate on balance transfers for the first few months.

If the recent news that Walmart Canada plans to stop accepting Visa credit cards had you running for your wallet, you probably aren’t alone.

Although many Canadians have more than on credit card, Visa is one of the most widely used, which makes it a real pain when such a large retailer says “declined” at the sight of it.

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